Why choose us?

 

Expertise You Can Trust:

 

Backed by proprietary technology and a team of seasoned investment advisors with over 25 years of industry experience and 15 years dedicated to HOAs and Associations.

Fiduciary Investment Services:

Each Association is assigned a fiduciary-licensed investment advisor, ensuring your assets are managed with care and integrity.

Preferred Custodian:

Assets are securely custodied with our preferred provider -Charles Schwab Institutional, providing industry-leading safety, reliability, and peace of mind.

Innovative Technology:

HOA Invest Technology is a patent-pending solution designed to redefine how Associations handle their investments, streamlining processes and enabling informed decision-making.

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wealth creation

15+

YEARS OF HOA EXPERTISE

experience advisors

25+

YEARS OF INVESTMENT ADVICE

experience advisors

1000+

SUCCESSFUL STRATEGIES

IMPROVING HOA INVESTMENTS, ONE COMMUNITY AT A TIME

We're dedicated to simplifying and streamlining HOA and Association investments, one community at a time.

Transparency
Informed Decisions
Tailored Strategies
Expert Recommendations

What we do?

Simplified HOA Investment Management

Compliance-Driven Investment Policies

  • Designed to help meet unique state requirements.
  • Provides controls, workflows, and documentation templates to help ensure compliance with your HOA or Association's investment policy.
  • Collaborates with your HOA or Association to develop and implement an investment policy that aligns with regulatory guidelines.

Customized Investment Strategies

  • Tailored strategies aligned with your HOA's goals, risk tolerance, and time horizon.
  • Experienced advisors develop personalized solutions to meet your financial objectives while helping to adher to compliance requirements.
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Efficient Investment Monitoring

  • Provides daily tracking of investment holdings and maturing assets.
  • Sends investment recommendations to managers and boards 90 days prior to maturity to ensure timely instructions, avoiding idle cash.
  • Receive Daily Updates: Access financial data through the HOA Invest application, API integrations, daily data delivery, or downloadable CSV files.
  • Alerts for potential violations allow proactive decision-making based on accurate data.

Start Your Journey with HOA Invest Today

To get started with HOA Invest, simply click "Sign Up" and enter your Association's details. An experienced investment advisor from HOA Invest will then reach out to guide you on your investment journey.

how-its-work

Exclusively offered through

Capital CS Group

15375 Barranca Parkway

Suite G-110

Irvine, CA 92618

844-HOA-4693

info@hoainvest.com

Keystone Private Wealth

73575 El Paseo

Suite C-2300

Palm Desert, CA 92260

844-HOA-4693

info@hoainvest.com

F.A.Q

Homeowner associations should adopt a prudent investment strategy that prioritizes three key parameters, ranked in order of importance. First and foremost is "Safety," emphasizing the preservation of reserve funds against potential losses. Depending on governing documents, some associations may be limited to FDIC insured accounts. Risk levels vary, with stocks and non-government bonds posing the highest risk and bank savings accounts offering the lowest. "Liquidity" is the second consideration, ensuring that investments can be quickly converted to cash when needed for emergencies or unforeseen expenses. Lastly, "Yield" or return on investments should be pursued but not at the expense of capital preservation. While bank savings accounts may offer low returns, it's essential to balance yield with safety and liquidity. Typically, certificates of deposit are a common choice for homeowner associations' investments.
Under the Davis-Stirling Act, which governs common interest developments in California, certain financial regulations for managing agents are mandated. Funds received on behalf of the association must be deposited into a qualified financial institution within the state, meeting specific conditions, including federal insurance coverage.

The Davis-Stirling Act ensures that association funds are handled with care, with restrictions on investments and oversight on fund transfers. It requires board approval for transfers out of reserve or operating accounts and limits the amount based on the association's size and budget. Specifically, for associations with 50 or fewer separate interests, the transfer limit is the lesser of five thousand dollars ($5,000) or 5 percent of the estimated income in the annual operating budget. For associations with 51 or more separate interests, the limit is the lesser of ten thousand dollars ($10,000) or 5 percent of estimated income in the annual operating budget. These regulations aim to enhance financial management within common interest developments, protecting funds for the benefit of association members while adhering to federal insurance requirements.

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